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TiVora ERP

Core modules

Trade & Finance

Bank guarantees, foreign-currency settlements, letters of credit and import trade finance.

What matters in Trade & Finance.

Built for accountant and treasury manager.

  • Letters of credit, application to retirement

    An LC starts from the import order and is followed through to retirement.

    The whole import chain is on one trail.

  • Import loans with interest handled

    Trust receipt loans are drawn at LC retirement. Interest at the bank's base rate plus the loan's spread is debited at each month end, with penal interest after the due date and grace.

    No spreadsheet for loan interest.

  • Advance remittances with the regulatory clock

    Money sent before the goods is tracked against the central bank's 90-day clock to the customs declaration, with collections and a compliance report.

    Deadlines are watched for you.

  • Month-end revaluation that reverses itself

    One journal books unrealised exchange gain or loss and is reversed automatically on the first.

    Foreign-currency balances are right at every month end.

  • Bank guarantees off the ledger

    Security held and guarantees issued are tracked but not posted to the ledger. Tiles show contingent liability, expiring soon and past expiry.

    Contingent exposure is visible, not hidden.

  • Facility headroom and exposure

    Reports on facility utilisation and headroom, margin held, maturity calendar, foreign-currency exposure and landed cost per consignment.

    Know how much bank room is left.

How it runs.

The usual path through Trade & Finance, from first entry to the books.

  1. 1Set up banks and facilitiesLimits and margins.
  2. 2Raise the import orderFrom purchase.
  3. 3Open an LC or send an advanceEach is tracked.
  4. 4Ship and retireDraw an import loan if needed.
  5. 5Cost the consignmentLanded cost per consignment.
  6. 6Revalue at month endOne journal, reversed next day.
  7. 7Watch the maturity calendarNothing falls due unseen.

Reports and registers.

  • LC Register
  • Import Loan Register and Interest Due
  • Maturity Calendar
  • Facility Headroom
  • Bank Guarantee Register
  • Landed Cost per Consignment

What the Work Desk tells you.

  • Guarantees expiring soon or past expiry
  • Loans due in the next days
  • Overdue instalments

See the Work Desk

Works with.

Trade & Finance, at work.

The register, its key figures, and one entry acted on: the rest follows on its own.

Simplified screen with sample data.

See TiVora run your business, before you decide.

A live demo customised to your industry, with your products, your process and your reports.

Request a demo